Terms & about Hensovale

Hensovale provides real accounts, a real double-entry ledger, transfers, cards, loans and statements, all backed by a Postgres database. By using the service you agree to keep your login credentials confidential, to use the product only for lawful purposes, and to accept that features may change as the product evolves.

Everything you do in the app — opening accounts, sending transfers, issuing cards, applying for loans, downloading statements — is processed by the application's own ledger and database, not a third-party bank or payment network.